FREE IGNOU MMPC 14 Study Material

FREE IGNOU MMPC 14 Study Material Download The Indira Gandhi National Open University (IGNOU) offers a Master of Business Administration (MBA) program through distance learning. IGNOU free MMPC 14 Study Material Download. 

FREE MMPC 14 Study Material Download Hardcopy : The study material for the program is provided to students in the form of self-learning study modules. The modules are designed to provide students with a comprehensive understanding of the various concepts and topics covered in the MBA Financial Management program.

Course Code : MMPC 014

Programme Name : Financial Management


FREE IGNOU MMPC 14 Study Material

Block-5 Emerging Issues in Finance

Financial Management refers to the body of laws that govern the various transactions and activities that take place in the course of running a business. It covers a wide range of topics, including:

  • Contracts: Laws related to the formation, performance, and enforcement of agreements between businesses and other parties.
  • Sales: Laws that govern the sale of goods and services.
  • Commercial transactions: Laws related to the buying and selling of goods and services, including negotiable instruments, secured transactions, and letters of credit.
  • Business organizations: Laws related to the formation, operation, and dissolution of different types of business organizations, such as corporations, partnerships, and limited liability companies.
  • Employment law: Laws related to the hiring, termination, and regulation of employees.
  • Intellectual property: Laws related to the protection of patents, trademarks, copyrights, and trade secrets.
  • Consumer protection: Laws that protect the rights of consumers in their interactions with businesses.
  • Environmental law: Laws related to the protection of the environment and the regulation of pollution and hazardous materials.

Financial Management is constantly evolving and can vary widely from country to country. Therefore, it’s important for businesses to be aware of the legal requirements that apply to their operations and to seek legal advice when needed. Knowledge of Financial Management can help businesses to protect their interests, comply with regulations, and avoid legal disputes.

The Financing Decisions


Financing decisions refer to the choices a business makes about how to raise and manage the funds it needs to operate and grow. Financing decisions involve balancing the costs and benefits of different financing options in order to maximize the value of the business.

There are several types of financing options available to businesses, including:

  • Equity financing: This refers to the sale of ownership stakes in the company, such as through the sale of stocks or bonds.
  • Debt financing: This refers to borrowing money from lenders, such as banks or investors, and repaying the loan with interest.
  • Retained earnings: This refers to the profits that a business chooses to keep and reinvest in the business rather than distributing them as dividends to shareholders.
  • Grants and subsidies: This refers to funding provided by government or other organizations to support specific projects or activities.

When making financing decisions, businesses must consider several factors, including the costs of different financing options, the risk of default, and the impact of financing decisions on the company’s credit rating. Additionally, businesses should consider their own risk tolerance and the stage of the business lifecycle.

It’s important for businesses to have a solid understanding of their financing options and to work closely with financial experts such as accountants and financial advisors to make informed decisions that will help to ensure the long-term success of the business.

IGNOU MMPC 14 Study Material Emerging Issues in Finance


Within the context of individuals, the terms financial issues and financial strain refer to the difficulties that a person might experience with money and their personal finances. Financial strain can originate from a variety of sources, behaviors, and life circumstances. Generally speaking, financial difficulties arise when someone spends more money than they earn, or when they make bad financial decisions with the money they have. Some common causes of financial troubles include the following.

  • Living beyond their means: Spending more money than has been earned, whether through frivolous spending or necessary expenses, can quickly lead to financial problems.
  • Making poor financial choices: Poor decision-making with regard to credit, investments, and other financial matters can lead to major financial difficulties down the road.
  • Poor planning: People who do not have a budget or financial plan are more likely to experience financial difficulties than those who do.
  • Unexpected life circumstances: Large medical bills, job loss, or other unforeseen events can cause major financial strain.
  • Lack of income: Those who earn very little money may find it difficult to make ends meet, no matter how carefully they budget or how frugal they are.

Burdensome debt is one of the most common causes of financial difficulties. When someone has more debt than they can handle, it can lead to missed payments, late fees, and damage to their credit score. In extreme cases, debt can lead to bankruptcy. Bankruptcy is a legal process that allows people to get out from under their debt and start fresh. However, it also comes with a number of negative consequences, such as the loss of assets and damage to one’s credit score. It is important to note that financial strain and even burdensome debt can typically be solved with proper financial planning and management.

Q Does IGNOU provide study material?

IGNOU provides Study Material books to all the students who takes admission in any programme in IGNOU.

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Q Can I fail in IGNOU exam?

If the candidate failed to get minimum marks in IGNOU Assignment then they need to submit the particular assignment again to IGNOU.

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